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A bank teller warned me about mobile check deposits 2 weeks ago
I was at a Chase branch in Austin last month and the teller said she sees people lose money daily by depositing checks through shady third-party apps instead of the bank's own app. She told me about a guy who lost $1,200 because the app held his check and then bounced it. Has anyone else had a weird experience with those off-brand deposit apps?
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fiona_young6d agoMost Upvoted
The whole off-brand app thing is just part of a bigger problem I see everywhere. People are always looking for the quickest way to do something and end up trusting random apps with their money. My cousin downloaded some check cashing app from a Facebook ad and it held her paycheck for two weeks and then just said "insufficient funds" even though her employer confirmed the check was good. It feels like these apps prey on people who don't really know how the official banking tools work.
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