Tried to consolidate two SBA loans and got a call from a human instead of a portal
Applied online last Tuesday to roll my $47k EIDL and a $12k microloan into one term, thought the system would auto-rate it. Instead an underwriter named Diane called me at 7am and asked for three years of bank statements I already uploaded twice. Anyone else find that talking to a person actually made the terms worse than the calculator showed, or did I just get a hard-ass?