I thought a business line of credit was just for big companies until my bank in Boise offered me one last week

3 comments

3 Comments

Same here. My local credit union pushed one on me for my landscaping thing. Used it to cover payroll during a slow spring. Kept my guys on the job. Felt like a total game changer for cash flow. Makes you act more serious about the whole operation.

keithlane13d ago

You kept your guys on with a line of credit?

the_piper13d ago

Got a line of credit for my side gig last year. Used it to buy a big batch of tools when a supplier had a closeout sale. Paid it back in three months with the extra jobs I landed. Felt like a real business move, not just a hobby anymore.